Generally, the longest lead time items are the appraisal & title. Borrowers seeking a speedy close should pay special attention to turning around these two items as expeditiously as possible.

Yes, the lender is limited to a max ARV of 65%-75% in most cases. If the appraised ARV is returned lower than expected it cold affect the loan amount or kill the loan if very low.

Average turn times once all documents have been verified and approved are generally 72 hours after the appraisal back.

Yes, all loans are guaranteed by an member of the entity who has 20% or more ownership in the entity.

No, all loans must close into an entity.