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Programs

Purchase Loans

In today’s booming real estate market, properties are scarce. You may have found your desired property and don’t want to lose it.

Our investor “bridge financing” facilitates our partners’ ability to close quickly and be competitive in a thriving housing market.

Highlights of this product include:

  • SFR 1-4 Units; Multi-Family 5-29 Units. No mixed-use
  • Loan Amounts: SFR 1-4 Units – up to $4 million; Multi-Family 5-29 Units – up to $7.5 million
  • 12-month interest only (no pre-pay penalties)
  • Non-TRID (enabling a faster close)
  • Shorter term loan before longer term financing is obtained
  • Renter-occupancy not required
  • Up to 80% LTV
  • Jumbo Loan financing available
Get Pre-Approved

Purchase with Rehab Loans

As an investor/entrepreneur that has identified your investment property, Acra Lending understands that execution is one of your top priorities.

The lender-investor partnership is what we specialize in.

Highlights of this product include:

  • SFR 1-4 Units; Multi-Family 5-29 Units. No mixed-use
  • Loan Amounts: SFR 1-4 Units – up to $4 million; Multi-Family 5-29 Units – up to $7.5 million
  • 12-month interest only (no pre-pay penalties)
  • Non-TRID (enabling a faster close)
  • Options for no interest on Rehab Draws until requested
  • Timely processing of Rehab requests
  • Heavy Rehab options available
  • 100% Rehab financing available
  • Up to 90% LTV, 80% ARV, and 90% LTC available
Get Pre-Approved

Refinance Loans (Rate & Term, Rehab & Cash-Out options available)

Acra Lending understands financing deadlines.

Highlights of this product include:

  • SFR 1-4 Units; Multi-Family 5-29 Units. No mixed-use
  • Loan Amounts: SFR 1-4 Units – up to $4 million; Multi-Family 5-29 Units – up to $7.5 million
  • 12-month interest only (no pre-pay penalties)
  • Non-TRID (enabling a faster close)
  • Rehab options available
  • Options for no interest on Rehab Draws until requested
  • Timely processing of Rehab requests
  • Heavy Rehab options available
  • Option to finance points and fees
  • Cash-Out up to 70% LTV
  • Up to 80% LTV, 80% ARV, and 90% LTC available
Get Pre-Approved